Sep 30, 2025 · If charitable giving is part of your financial plan, a qualified charitable distribution (QCD) can further your philanthropic goals and help reduce the tax hit from your RMD.

Starting at age 70½, a QCD is a direct transfer of money from your IRA provider, payable to a qualified charity. QCDs can be counted toward satisfying your required minimum distributions …

Dec 15, 2025 · Learn what a Qualified Charitable Distribution (QCD) is, how it works, and why it’s a powerful tax strategy for retirees. Discover rules, limits, and benefits for charitable giving.

Nov 14, 2025 · What is a QCD? A qualified charitable distribution (QCD) is an individual retirement account (IRA) withdrawal that goes directly to charity and is excluded from the …

Jan 4, 2025 · A Qualified Charitable Distribution (QCD) is a financial tool used in charitable giving. It allows individuals aged 70½ and older to donate directly from their IRAs.

Aug 25, 2025 · A Qualified Charitable Distribution (QCD) is a distribution from an individual’s IRA that is transferred directly to a qualified charity. It is not counted as taxable income as long as …

A qualified charitable distribution (QCD) allows individuals who meet a certain criteria to donate to one or more charities they care about directly from a taxable IRA instead of taking their …

Oct 25, 2025 · Discover how to make tax-efficient charitable donations using IRA QCDs and 401(k) rollovers. Learn the rules for maximizing benefits from your retirement accounts.

A qualified charitable distribution (QCD) is not subject to ordinary federal income taxes – the amount is simply excluded from your taxable income. In general, QCDs must be reduced by …

May 12, 2025 · With a QCD, IRA owners or beneficiaries who are at least age 70½ make a tax-free donation to charity directly from their IRA. An important benefit of a QCD is that it can be …