Whenever you make a claim on an insurance policy, such as travel, car, home or pet cover, the payment you receive will have an amount deducted by the insurer. This is known as the excess. It is ...

If you are driving a hire car which is involved in an accident or stolen, the good news is that it will be the car hire company that has to claim on its insurance rather than you having to claim on ...

Learn how excess liability insurance works, what it covers, how it compares to umbrella insurance, what it costs and how to ...

Many drivers focus on monthly premiums when comparing policies. Excess often receives far less attention. Over the years ...

Lower monthly premiums may look attractive as households cut costs, but higher excess payments and hidden policy risks can ...

Insurers are frequently asked to satisfy their duty of good faith and fair dealing by entertaining reasonable settlement offers within the combined limits of the policies. However, primary and excess ...