Riders are add-ons that provide extra coverage or policy features, such as financial help that triggers if you develop a ...

When a loved one dies and you know you’re the beneficiary of their life insurance policy, getting the payout is typically pretty simple. You submit a claim form and a copy of the death certificate.

Most term life policies don’t pay out — and that’s a good thing. Here’s what to consider as your coverage ends and whether it ...

Cassidy Horton is a finance writer covering banking, life insurance and business loans. She has worked with top finance brands including NerdWallet, MarketWatch and Consumer Affairs. Cassidy first ...

Discover the differences between permanent and term life insurance, including coverage duration, benefits, and costs, to ...

Understanding how and why insurer make decisions could improve your chances of getting the policy and price you want Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side ...

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Borrowing is only available on permanent life insurance policies, such as whole or universal life, not on term policies. Borrowing from your life insurance policy requires no credit checks or ...

A $1 million policy might be more affordable than you think Written By Written by Insurance Writer, Buy Side John is a staff writer at Buy Side. He specializes in translating complex consumer and ...

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...