This article explains the 2026 catch-up contribution limits.

Older high-income workers who make contributions beyond the standard amount will have to put that extra money into a Roth 401 ...

The clock is ticking. Starting January 1, 2026, the world of catch-up contributions changes in a big way. Thanks to SECURE 2.0 and the IRS’s final regulations, higher-earning participants who want to ...

Seyfarth Synopsis: On September 15, 2025, the Department of the Treasury and the Internal Revenue Service (“IRS”) issued final regulations (“Final Regulations”) implementing key provisions of the ...

Picture this: you've spent decades climbing the ladder, and you've finally hit that sweet spot where you can really sock away money for retirement. You're over 50, earning good money, and those ...

While plan sponsors and payroll providers will likely take the first steps, recordkeepers face growing complexity as the new requirements unfold. Starting in 2026, those 50 or older who earned at ...

SECURE 2.0 Act mandates Roth catch-up contributions for employees with FICA wages over $145,000. Employers, payroll, and record keepers must coordinate by January 1, 2026, for compliance. Clear ...

In January 2026, the new Roth catch-up rules take effect. The mandate prevents workers over 50 who earned more than $150,000 the prior year from making pre-tax catch-up contributions to their 401(k).

The research highlights how wide the participation gap remains. According to the research lab, 36% of contributors were eligible to make catch-up contributions in 2023, but only 5% of those age 50 or ...