Having savings in a Roth account gives you access to tax-free withdrawals in retirement. It also means avoiding required ...

Roth conversions may not be right for everyone.

Here's why large Roth conversions at age 63 can be dangerous. Age 65 is when Medicare eligibility generally begins. If you do ...

Want to avoid a huge tax burden in retirement? This expert reveals what pre-retirees can do to minimize taxes in their golden years.

Women don’t need a perfect retirement plan. Learn how IRAs, 401(k)s, and Roth accounts work, how they differ, and how using ...

Roth IRAs have one pitfall that could really trip you up.

Don't assume a Roth account is right for you. Don't assume you can raid your Roth IRA or 401(k) at any time. Don't assume that you should keep your entire retirement nest egg in a Roth. The $23,760 ...

Since 2002, retirement savers age 50 and over have had the option of making “catch-up” contributions to their 401(k) plans, which stack on top of the regular limits for employee contributions to ...

A designated Roth account is a type of retirement account in a 401(k), 403(b), or 457(b) plan with specially allocated Roth ...

Be sure you understand the tax consequences before making the change Cathy Pareto, MBA and CFP®, is the founder and president of Cathy Pareto & Associates Inc. For more than twenty years, Cathy has ...

Retirement head tells InvestmentNews that Roth Rules, compliance reform and converging advice models redefine retirement planning in 2026.