Tapping into your retirement savings early may seem like a risky idea. However, there are many reasons why you may have to take money from your 401(k) before retirement. These accounts are meant to ...

Retirees often need to take cash out of retirement accounts to handle basic household expenses on a regular basis. If you ...

The savings you've accumulated in a traditional 401(k) or individual retirement account can provide an important source of ...

Financial advisors have long relied on the 4% rule as a benchmark for scheduling retirement account withdrawals. The rule has ...

Retirement can be stressful even when your investments are doing well. Volatile markets can turn what was low-level background anxiety into a recipe for sleepless nights. You're worried about draining ...

It's an approach worth taking.

The IRMAA surcharge surprises many people, but being strategic about your 401(k) withdrawals can help you avoid this extra ...

It's important to make sure that money lasts.

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Saving enough money is half the battle for a comfortable ...

Margaret Giles: Hi, I’m Margaret Giles from Morningstar. Morningstar’s annual safe withdrawal rate research suggests that new retirees consider a 3.9% starting withdrawal if they’re looking for the ...

If you're one year away from retirement, here are a few steps you should take with your IRA to ensure you're ready to ...

Roth IRAs have earned a reputation as one of the best retirement accounts available, and for good reason. With a Roth IRA, ...