A perfect 850 credit score is achievable, but it's still pretty rare. According to Motley Fool Money research and Experian data, only about 1.76% of Americans have managed to hit that "perfect" number ...

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Here's the truth: A perfect 850 credit score doesn't get you much that an "excellent" credit score doesn't already. Either one can get you access to the best credit cards, loan offers, and more. But ...

Having an exceptional credit score is sort of like having a key to the city. It opens doors and provides opportunities otherwise not available to you. You get access to the best rewards credit cards, ...