Yahoo

What does 'moral hazard' mean? A scholar of financial regulation explains why it's risky for the government to rescue banks

Add Yahoo as a preferred source to see more of our stories on Google. A real payload. tiero/iStock via Getty Images Plus “Moral hazard” refers to the risks that someone or something becomes more ...

Hurricane season is here: Federal flood insurance carries 2 moral hazards – which you face depends largely on how wealthy you are

Anyone who has been through a flood or hurricane knows the scene: waterlogged furniture piled on curbs, gutted homes with ...
Marketplace

“Moral hazard” at banks isn’t just a theoretical concern

You’ve probably heard it by now — the shorthand number — $250,000. That’s the amount of money the Federal Deposit Insurance Corporation will cover for a customer — in most cases — if their bank goes ...

What is 'Moral Hazard'

Moral hazard is a situation in which one party gets involved in a risky event knowing that it is protected against the risk and the other party will incur the cost.
Marketplace

What is “moral hazard,” and why does Silicon Valley Bank have us talking about it again?

The fallout from Silicon Valley Bank’s failure has revived some of those financial crisis buzzwords we really, really hoped we wouldn’t have to say again. “Bailout,” “emergency lending facility” and ...
Bloomberg L.P.

Florida’s Booming Housing Market Has a Moral Hazard Problem

Jonathan Levin is a columnist focused on US markets and economics. Previously, he worked as a Bloomberg journalist in the US, Brazil and Mexico. He is a CFA charterholder. Florida’s home insurance ...
Wall Street Journal

The FDIC Should Act Like a Real Insurer

Journal Editorial Report: Biden officials are sending damaging mixed signals on policy. Images: Getty Images/Pool via AP Composite: Mark Kelly Silicon Valley Bank’s spectacular failure demonstrated a ...