Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Laddering certificates of deposit can give you safety — and more flexibility than you might get with a single CD.

Certificates of deposit can add much-needed income to a retiree’s bank account. Here’s the best way to get that job done.

Discover how to build a CD ladder to strategically enhance liquidity and maximize interest. A step-by-step guide for balanced ...

A certificate of deposit, often called a CD at banks or a share certificate at credit unions, provides an easy and profitable savings vehicle if you’re holding on to money for a specific event. With ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Sabrina Karl has over two decades of experience writing about savings, CDs, and ...