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Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate, CreditCards ...

With over four decades of experience as a portfolio manager and educator, Adam B. Frankel simplifies credit card strategies and complex personal finance topics for anyone seeking to gain a better ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...

Key Takeaways The average credit card balance per consumer in the U.S. was $6,523 in the third quarter of 2025.Total U.S. credit card debt hit a record $1.23 trillion in the third quarter of ...

A balance transfer allows you to move a balance from one credit card to another, typically to take advantage of a low or 0% introductory APR. A balance transfer can save you money and give you more ...

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Trying to pay off credit card debt faster in 2026? I ranked my top three balance transfer cards based on fees, APR terms, and ...