A home insurance deductible is the amount that you are responsible to pay out of pocket after an approved claim, while the insurance company provides the remaining cost of the claim, up to your ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Watchdog reader Paul Barth of Dallas calls it “Homeowners Policy Shock.” No, it’s not the name of a rock band. It’s the surprise homeowners feel when they learn about the newest way insurance ...

As dozens of home insurance companies flee Florida, even homeowners with coverage feel abandoned. Chad Zalva, a single dad in ...

With the average home-insurance premium hitting a record high of $2,290, homeowners are looking for ways to cut costs Homeowners frustrated with rising home-insurance premiums are switching plans and ...

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...