LendScore uses real-time cash flow data and unique account connection insights from the Plaid Network to provide lenders with an updated view of borrower risk To give lenders a more complete financial ...

NEW YORK — Seriously overdue credit card debt is at the highest level in more than a decade, and people 35 and under are struggling more than other age groups to pay their bills. The share of credit ...

Identity risk has become inseparable from credit risk. Before you can predict how someone will repay, you must be sure of who ...

Discover how loan grading evaluates credit risk using borrower history, collateral quality, and repayment ability, helping banks make informed financial decisions.

Seriously overdue credit card debt is at the highest level in 14 years, and people 35 and under are struggling more than other age groups to pay their bills. NEW YORK (AP) — Seriously overdue credit ...

Credit card balances have surged to $1.17T, with delinquency rates nearing Great Recession levels, posing significant risks to major banks. Despite high average interest rates of 28.75%, credit card ...

This article was written by Jerome Barkate, Nakul Nair, Zane Van Dusen, and Scott Coulter. We are witnessing a remarkable period in the credit markets. Following years of accommodative monetary ...