When it comes to repairing your credit, any offer that requires an upfront payment before delivering services is a red flag and against the law. Scammers know people are desperate to improve their ...

Freddie Mac issued a warning for homebuyers about scams that try to entice them with promises of raising their credit score in exchange for money. “Who doesn’t want the highest credit score possible ...

Credit monitoring isn’t just about watching your credit score — it’s about protecting your financial identity in a world ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. If you are planning to buy a house, lease a ...

Debt.com's annual ID Theft Survey reveals that in one year, identity theft victimization rose from 43% to 78%, and concern over AI-fueled fraud has skyrocketed to 90%. Each December, Debt.com surveys ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. A strong credit score is one of the most valuable tools in ...

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

A simple decision that can quietly push up your utilisation ratio, shorten your credit history, and shave points off your ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...