Whether you're drowning in credit card debt or you're simply behind on a few bills, you'll want to take the necessary steps to get back on track. With the right plan, persistence and self-discipline, ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Credit card debt has become a pervasive financial challenge ...

Entering a new year with old credit card debt isn’t ideal, but it’s not unusual, either. In fact, it’s something of an American tradition to overspend at the end of the year during the holiday season, ...

Evan Coleman is an Updates Editor on the Credit Cards and Travel Rewards team at Forbes Advisor, showcasing his interest in personal finance and love of travel. He has written for a variety of local ...

Credit cards, depending on how you use them, can be a boon or bane. If you use them judiciously and pay the entire monthly bill before or on time, they can give you many benefits. Some of these ...

Credit card debt is expensive and potentially bad for your credit score. The most cost-effective method for paying it off is typically the debt avalanche strategy.

As of late 2025, Americans are carrying over $1.23 trillion in credit card balances. And with the average interest rate now sitting a little north of 21%, that debt is becoming more and more expensive ...

Credit card debt can quickly turn into a cycle of never-ending payments. Thankfully, there are several solutions if you're looking to get ahead of your debt and pay it off faster. One way is to apply ...

Credit card debt has become a growing financial strain for millions of households. According to the latest data from the Federal Reserve Bank of New York, Americans collectively owe more than $1.21 ...

If you’re struggling with credit card debt, you’re not alone. A recent survey from Clever Real Estate found that 61% of Americans have credit card debt and that borrowers owe an average of $5,875. But ...

Taking on too much credit card debt is all too easy, especially for students with lots of expenses and little income. Here's advice on paying it off.

Whenever we discuss the benefits of using credit cards, we typically caveat it with the most important rule: pay your credit card bill on time and in full every month. Paying on time prevents late ...