While credit card interest rates have fallen recently, rates are still relatively high, with the average rate at 20.13 percent as of February 2025. This level of interest means that not paying your ...

A credit card can be useful in many situations, but there are a few pitfalls to consider before you apply. Most importantly, the amount you owe can quickly increase, making your monthly repayments ...

Credit card users tend to fall into two main groups: those who carry a balance and those who don’t. And how much credit people in either group use tends to stay consistent over time, according to ...