Discover the differences between permanent and term life insurance, including coverage duration, benefits, and costs, to ...

iQuanti: Permanent life insurance policies are known best for offering lifetime coverage, but they also have another important component: the cash value. Cash value lets you save some of each premium ...

Feeling the added pressures of inflation and overall challenging economic conditions on their finances, many Americans may be looking for some added financial assistance. For some, that could mean ...

Learn how to calculate the face value of a life insurance policy and discover factors that might influence changes in this ...

Life insurance is an essential financial tool that provides protection and financial security to your loved ones in case of your death. By purchasing this type of policy, you're ensuring that your ...

Cash value life insurance combines lifelong coverage with a savings component. The savings accumulate over time and can be accessed through loans or withdrawals. Premiums for cash value life insurance ...

Tori Addison is an editor who has worked in the digital marketing industry for over five years. Her experience includes communications and marketing work in the nonprofit, governmental and academic ...

When it comes to cash value insurance, whole life sales are picking up steam. Annual sales of whole life insurance were up 12 percent in third quarter of 2009, compared with the same period of 2008, ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

This article is part 2 of a series. Read part 1 by clicking here. The ability for the insurance company’s general account assets to earn returns that exceed what households could otherwise obtain, ...