Embedded finance—where non-chartered companies like fintechs and consumer brands provide financial services from chartered financial institutions—is projected to reach $7 trillion in transaction value ...

Visa said it plans to launch a dedicated service for account-to-account (A2A) payments, skipping the traditional — and often inflexible — direct debit process. Visa said consumers will be able to ...

“Banking-as-a-service” offers banks new sources of revenue and a seat at the innovation table, but comes with its own set of challenges and risks. With more competition than ever, banks awash in ...

The use of artificial intelligence in the banking and financial services sector isn’t novel; it’s been occurring for decades. Banks have been utilizing computer models to evaluate creditworthiness and ...

The MarketWatch News Department was not involved in the creation of this content. MARLBOROUGH, Mass., Feb. 5, 2026 /PRNewswire/ -- Quantiphi, an AI-first digital engineering company, today announced ...

Founded by former Silicon Valley engineers, U.K.-based Griffin Bank, an API-driven banking-as-a-service (BaaS) platform, just obtained a banking license, roughly one year after starting the ...

Sens. Joe Manchin, D-W.Va., and Jerry Moran, R-Kan., reintroduced the Fair Audits and Inspections for Regulators (FAIR) Exams Act this month in an effort to enhance transparency of bank examinations.

Few could have anticipated the margin and deposit growth pressures financial institutions have suddenly faced in 2023. Traditional models cannot always solve balance sheet shortfalls. As innovative ...