FICO® Score Credit Insights Report: Average FICO Score Dips to 714

FICO (NYSE: FICO), global analytics software leader, today released its Spring ’26 edition of the FICO® Score Credit Insights report, showing the average U.S. FICO Score declined to 714, continuing a ...

Average FICO score dips, but closer look exposes K-shaped economy

Missed student loan payments and rising mortgage delinquencies are hurting Americans' average FICO scores, but the impact is ...

Credit Scores Tick Down as Borrowers Struggle With Student Loan and Mortgage Payments

The average U.S. credit score fell to 714 in October 2025, down one point from April 2025. Student loan delinquencies rose ...
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With additional insight about affordability, FICO watches averages credit scores tick lower again

It probably doesn’t take a doctorate in economics to make the connection of affordability challenges to another drop in ...